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Penelope Hart, ChFC® is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Florida, Georgia, North Carolina, and Virginia. No insurance business may be conducted outside these states referenced.

Penelope Hart, ChFC® is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC (member FINRA/SIPC), a Licensed Insurance Agency, 10219 Thurston Groves Blvd., Seminole, FL 33778. 727-319-4333. In this regard, this communication is strictly intended for individuals residing in the states of Florida, New Jersey and Virginia. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

*Penelope Hart, ChFC® is also separately registered as an investment adviser representative with Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Florida, Georgia, New York and Virginia. As such, these services are strictly intended for individuals residing in the specific state referenced. Eagle Strategies LLC is a New York Life Company.
 

Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions